Umbrella Over your Life Style
Umbrella Over Your Lifestyle..It Makes Sense
The basic liability protection of your auto and home insurance is the foundation for your protection. Your umbrella coverage is the roof over that foundational structure.
Your Homeowner's Policy Liability Coverage is Inadequate
Injuries to visitors at your home, personal injury claims from all kinds of internet, written and verbal communications or innocent contact with others can drain your $300K of coverage very quickly.
The Legal Climate Has Changed
It costs less than $500 to file a lawsuit against you for just about anything in this day and age. No matter what the accusation is, it must be defended. Why take a chance on being under insured for liability? Umbrella coverage starting at $1M is a small investment for protecting your future.
Auto Liability coverage Is Inherently Inadequate
"Naming your own price" for auto insurance coverage does not put you in "good hands". $300,000 for bodily injury coverage to pay for the injuries of a young executive with an earning capacity of $4M to $5M over the next 30 years is obviously not sufficient. Nor is $100,000 enough to repair one or more luxury vehicles that get in your way.
Umbrella liability coverage protects you and your family's lifestyle and your assets.
This critical coverage shelters all of your activities whether they are at home, away, on the water, or in your car. Even if your property or other assets are held in trust or through other protected arrangements, please allow us to evaluate how your personal liability coverage integrates with those financial arrangements. We almost always raise an eyebrow or two with our analysis and recommendations.
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We want you to experience Concierge Service that begins with our ears and continues with our expert counsel and sound advice that you can "Count On".